1. Acceptance of Terms

By accessing and using ApplyFast Advance ("the Site"), you accept and agree to be bound by these Terms and Conditions and our Privacy Policy. If you do not agree to these terms, please do not use this Site.

2. Description of Service

ApplyFast Advance is an online advertising and lead generation marketplace operating in the Payday Loan sector. We connect consumers with licensed service providers and do not directly provide payday loan services or products.

3. No Direct Services

ApplyFast Advance does not directly provide payday loan services, underwrite policies, or make lending decisions. Any products or services are provided solely by our licensed partner companies.

4. User Eligibility

You must be at least 18 years of age and a legal resident of the United States to use this Site. By using the Site, you confirm that you meet these eligibility requirements.

5. Information You Submit

When you submit a request form through our Site, you expressly authorize us and our partners to:

6. TCPA Consent & Communications

By submitting a request, you expressly consent to receive autodialed, pre-recorded, or artificial voice calls and/or text messages from ApplyFast Advance and its partners at the number you provide, including mobile numbers. Standard message and data rates may apply. This consent is not required as a condition of any purchase.

7. Accuracy of Information

You agree to provide accurate, complete, and current information when using the Site. Intentionally providing false information to obtain services may be illegal and is strictly prohibited.

8. Third-Party Partners

Our Site connects you with third-party service providers whose terms, conditions, and privacy practices may differ from ours. We are not responsible for the products, services, or conduct of our partners. We encourage you to review their policies before engaging.

9. Intellectual Property

All content on this Site, including text, graphics, logos, and code, is the property of ApplyFast Advance and is protected by applicable intellectual property laws. You may not reproduce, distribute, or create derivative works without our express written consent.

10. Disclaimer of Warranties

The Site and its content are provided "as is" without warranties of any kind, express or implied. We do not warrant the accuracy, completeness, or reliability of any content on the Site.

11. Limitation of Liability

To the fullest extent permitted by applicable law, ApplyFast Advance shall not be liable for any indirect, incidental, special, or consequential damages arising from your use of the Site or any services obtained through our platform.

12. Indemnification

You agree to indemnify and hold harmless ApplyFast Advance, its officers, directors, employees, and agents from any claims, liabilities, damages, or expenses arising from your use of the Site or your violation of these Terms.

13. Governing Law

These Terms shall be governed by the laws of the State of Delaware without regard to conflict of law principles. Any disputes shall be resolved in the appropriate courts of Delaware.

14. Modifications

We reserve the right to modify these Terms at any time. Updated Terms will be posted on this page with a revised date. Your continued use of the Site after changes constitutes acceptance.

15. Contact

For questions about these Terms, contact us at: help@applyfastadvance.com